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For consumers whose health premiums will go up under new law, sticker shock leads to anger
The Washington Post
Ariana Eunjung Cha and Lena H. Sun
11/3/2013
Excerpt:
Americans who face higher *insurance costs under President Obama’s health-care law are angrily complaining about “sticker shock,” threatening to become a new political force opposing the law even as the White House struggles to convince other consumers that they will benefit from it.
The growing backlash involves people whose plans are being discontinued because the policies don’t meet the law’s more-stringent standards. They’re finding that many alternative policies come with higher premiums and deductibles.
After receiving a letter from her insurer that her plan was being discontinued, Deborah Persico, a 58-year-old lawyer in the District, found a comparable plan on the city’s new health insurance exchange. But her monthly premium, now $297, would be $165 higher, and her maximum out-of-pocket costs would double.
That means she could end up paying at least $5,000 more a year than she does now. “That’s just not fair,” said Persico, who represents indigent criminal defendants. “This is ridiculous.”
If the poor, sick and uninsured are the winners under the Affordable Care Act, the losers appear to include some relatively healthy middle-income small-business owners, consultants, lawyers and other self-employed workers who buy their own insurance. Many make too much to qualify for new federal subsidies provided by the law but not enough to absorb the rising costs without hardship. Some are too old to go without insurance because they have children or have minor health issues, but they are too young for Medicare.
Others are upset because they don’t want coverage for services they’ll never need or their doctors don’t participate in any of their new insurance options.
“There are definitely winners and losers,” said Sabrina Corlette, a senior research fellow at Georgetown University’s Center on Health Insurance Reforms. “The problem is that even if the majority are winners . . . they’re not the ones writing to their congressmen.”
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View the complete article at:
http://www.washingtonpost.com/nation...769_story.html
The Washington Post
Ariana Eunjung Cha and Lena H. Sun
11/3/2013
Excerpt:
Americans who face higher *insurance costs under President Obama’s health-care law are angrily complaining about “sticker shock,” threatening to become a new political force opposing the law even as the White House struggles to convince other consumers that they will benefit from it.
The growing backlash involves people whose plans are being discontinued because the policies don’t meet the law’s more-stringent standards. They’re finding that many alternative policies come with higher premiums and deductibles.
After receiving a letter from her insurer that her plan was being discontinued, Deborah Persico, a 58-year-old lawyer in the District, found a comparable plan on the city’s new health insurance exchange. But her monthly premium, now $297, would be $165 higher, and her maximum out-of-pocket costs would double.
That means she could end up paying at least $5,000 more a year than she does now. “That’s just not fair,” said Persico, who represents indigent criminal defendants. “This is ridiculous.”
If the poor, sick and uninsured are the winners under the Affordable Care Act, the losers appear to include some relatively healthy middle-income small-business owners, consultants, lawyers and other self-employed workers who buy their own insurance. Many make too much to qualify for new federal subsidies provided by the law but not enough to absorb the rising costs without hardship. Some are too old to go without insurance because they have children or have minor health issues, but they are too young for Medicare.
Others are upset because they don’t want coverage for services they’ll never need or their doctors don’t participate in any of their new insurance options.
“There are definitely winners and losers,” said Sabrina Corlette, a senior research fellow at Georgetown University’s Center on Health Insurance Reforms. “The problem is that even if the majority are winners . . . they’re not the ones writing to their congressmen.”
.............................................
View the complete article at:
http://www.washingtonpost.com/nation...769_story.html
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